How You Can Effectively Save Money when it Comes to Your Household Expenses

Household bills undoubtedly make up a big chunk of your monthly expenditure, and this goes for everyone – everyone has utility bills, food costs, transportation expenses, and more. The thing about household expenses is that there are ways to save on them – but only if you know what to do. If you’re finding it more difficult to keep up with your household expenses, here’s how you can effectively save money when it comes to those all-important bills.

Lessening your broadband and telephone bills

When it comes to broadband and telephone providers, there are many suppliers, so this alone can already help you save. You can start by comparing the charges of each provider in your area, so you can see the best rates. Alternatively, you can contact your provider directly to ask for a better rate (you may not believe it, but this actually works). You can also take a closer look at your needs – for example, if you use too much data and have a large charge at the end of the month, you can simply switch to a deal which gives you extra data, so your bill is cheaper by the month’s end.

Lessening your water bill

In the UK, the average bill for water is around £30, give or take a few pounds. And even if you can’t really switch from one supplier to another, there are still ways to save on your water bill. One is to install a water meter, so you can keep a close eye on your water use (this is a free service). Another way is to start taking more showers instead of baths, as baths tend to use more water. You can even replace your standard showerhead with a more efficient one if you are serious about saving money.

Lessening your electricity and gas bill

Electricity and gas are essential, of course, but the good news is that there are plenty of suppliers and providers out there competing for customers. First, see if you can get a more lucrative deal with a new supplier. Contact them directly and compare rates so that you can determine which supplier is best. Another way to lessen your electricity and gas bill is to go for Direct Debit monthly payments. Also, if you turn your thermostat down even by a single degree, you can already save as much as 10% on your heating.

Checking your council tax

It also pays to check your council tax rate. Did you know that there are as many as 400,000 properties which are in the wrong band when it comes to Council Tax? Make sure you aren’t being overcharged; it only takes a few minutes to find this out. A simple check can save you hundreds, and you can even benefit from a rebate.

It pays to know certain employee financial perks you can also take advantage of, such as services that give you access to guides on financial wellbeing and better money management, and the same services can also give you access to fair financing if you need it, including a better rate, no fees, and easy repayment schemes.


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Finance Blogger at Payday Jester
I have a passion for all things finance and business so if I can help you in anyway then please get in touch and if you have any comments or feedback please leave a message.